Articles About Bankruptcy

You walk outside Monday morning, coffee in hand, ready to head to work. But your car isn't there. The spot where you parked it last night is empty. Your stomach drops as reality sets in. The repo company came in the middle of the night and took your vehicle. [...]

Your retirement account represents decades of disciplined saving. You've watched it grow through market ups and downs, celebrated employer matches, and made countless decisions about contribution levels. Now facing financial hardship, the last thing you want is to lose those hard-earned savings. Here's the good news that might surprise [...]

You filed Chapter 13 bankruptcy six months ago, and your monthly payments are going smoothly. Then mortgage rates drop significantly, or maybe you've built up equity and need cash for an emergency. The question hits fast: can I refinance right now? For Oregon homeowners in Chapter 13, refinancing is possible, [...]

When Your Financial Path Splits in a Different Direction Filing for bankruptcy is rarely easy, but it gets more complicated when you and your spouse aren't on the same page. You might be drowning in debt while your spouse seems financially stable. Or perhaps your spouse simply doesn't want [...]

When someone helped you get a car loan three years ago because your credit needed work, and now you're considering bankruptcy, you may worry about what happens to them. Will they suddenly start getting collection calls? The answer depends on which type of bankruptcy you choose in Oregon. If [...]

When a creditor obtains a court order to take money directly from your wages, it can create significant financial hardship. Wage garnishment affects thousands of Oregon workers each year, reducing their take-home pay and making it difficult to cover basic expenses like rent, groceries, and other necessities. Chapter 13 [...]